When you’re renting in Texas, it’s crucial to have the coverage that you need. Many people assume that a landlord has insurance. While they do, it’s not designed to cover you. It’s intended to cover them. The good news is that we have the coverage you need so that you can handle any of life’s unexpected occurrences.
Why is renters insurance needed?
You need to make sure that you’re doing everything you can to protect your property – and that’s why you need renters insurance. This will cover what belongs to you. Anything that happens to the building itself will be covered by the coverage that the landlord holds.
You can get coverage in a few different areas:
- Coverage for personal property
- Coverage for loss of use
- Coverage for personal liability if someone gets hurt inside of your home
When you get a renters insurance policy, you can determine how much coverage you want in the three areas. You can be protected against leaks, fires, storms, and even theft. Since you never know what can happen, it’s best to have a policy in place.
How to Customize a Policy
There are a lot of aspects to a renter’s insurance policy that you will need to consider in Texas. Are you renting a house or an apartment? How much are your personal belongings worth? How much coverage does your landlord want you to have? These are all questions that need to be answered so that you can begin customizing a policy.
At Beaty Insurance, our independent insurance agents can guide you through the process. We’ll make sure that you get the coverage you need. We’ll also make sure that you get a policy from a reputable company at an affordable premium.
When you’re ready to learn more about getting a renters insurance policy, contact us at Beaty Insurance to get started. We’ll be here to answer your questions and help to get you insured.